Insurance

Audits rarely announce themselves, and in 2025 that unpredictability is becoming a defining feature of compliance for small and mid-sized firms, as tax authorities and financial regulators sharpen their focus on cross-border transactions, beneficial ownership, and record-keeping quality. Whether the trigger is a routine filing, a third-party report, or a data match across jurisdictions, the most damaging audits are the ones that expose gaps you did not know you had. The question is no longer “Will we be checked?”, it is “Could we withstand it if it happens next week?” Why surprise audits are landing harder now Think your paperwork is “good enough”? That assumption is exactly what a surprise audit tests, and it is why audits feel more consequential today than they did even a few years ago...